Privacy Policy — Budget Survival

Privacy Policy:

Budget Survival (“Budget Survival“) operates budgetsurvival.net and may operate other websites. It is Budget Survival’s policy to respect your privacy regarding any information we may collect while operating our websites.

Who we are

Our website address is: http://www.budgetsurvival.net.

What personal data we collect and why we collect it

Table of Contents

Website Visitors

Like most website operators, Budget Survival collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Budget Survival’s purpose in collecting non-personally identifying information is to better understand how Budget Survival’s visitors use its website. From time to time, Budget Survival may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Budget Survival also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on budgetsurvival.net blogs/sites. Budget Survival only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to Budget Survival’s websites choose to interact with Budget Survival in ways that require Budget Survival to gather personally-identifying information. The amount and type of information that Budget Survival gathers depends on the nature of the interaction. For example, we ask visitors who sign up at budgetsurvival.net to provide a username and email address. Those who engage in transactions with Budget Survival are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Budget Survival collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Budget Survival. Budget Survival does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Visitor comments may be checked through an automated spam detection service.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

By using the contact form, the site may store the submitted information for the purposes of replying back to you or for other archival purposes. No information submitted on the contact form will be revealed to third-parties unless required by law.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Budget Survival uses cookies to help Budget Survival identify and track visitors, their usage of Budget Survival website, and their website access preferences. Budget Survival visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Budget Survival’s websites, with the drawback that certain features of Budget Survival’s websites may not function properly without the aid of cookies.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

Budget Survival may collect statistics about the behavior of visitors to its websites. Budget Survival may display this information publicly or provide it to others. However, Budget Survival does not disclose personally-identifying information other than as described below.

Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Budget Survival and does not cover the use of cookies by any advertisers.

Users may opt out of Google AdSense’s personalized advertising by visiting Ads Settings. (Alternatively, users can opt out of a third-party vendor’s use of cookies for personalized advertising by visiting www.aboutads.info.)

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Your contact information

If you require to get in contact with the owner of Budget Survival, use the contact form provided on the website.

Additional information

How we protect your data

Budget Survival discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Budget Survival’s behalf or to provide services available at Budget Survival’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Budget Survival’s websites, you consent to the transfer of such information to them. Budget Survival will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Budget Survival discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Budget Survival believes in good faith that disclosure is reasonably necessary to protect the property or rights of Budget Survival, third parties or the public at large. If you are a registered user of an Budget Survival website and have supplied your email address, Budget Survival may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Budget Survival and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Budget Survival takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Business Transfers

If Budget Survival, or substantially all of its assets, were acquired, or in the unlikely event that Budget Survival goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Budget Survival may continue to use your personal information as set forth in this policy.

Social Sharing

We embed a Facebook widget to allow you to see number of likes/shares/recommends and “like/share/recommend” our webpages. This widget may collect your IP address, your web browser User Agent, store and retrieve cookies on your browser, embed additional tracking, and monitor your interaction with the widget, including correlating your Facebook account with whatever action you take within the widget (such as “liking/sharing/recommending” our webpage), if you are logged in to Facebook. For more information about how this data may be used, please see Facebook’s data privacy policy: https://www.facebook.com/about/privacy/update

We use a Twitter Tweet widget at our website. As a result, our website makes requests to Twitter’s servers for you to be able to tweet our webpages using your Twitter account. These requests make your IP address visible to Twitter, who may use it in accordance with their data privacy policy: https://twitter.com/en/privacy#update

We use a GooglePlus widget at our website. As a result, our website makes requests to Google’s servers for you to be able to share our webpages using your GooglePlus account. These requests make your IP address visible to Google, who may use it in accordance with their data privacy policy: https://policies.google.com/privacy

We use a Linkedin Share widget at our website to allow you to share our webpages on Linkedin. These requests may track your IP address in accordance with their data privacy policy: https://www.linkedin.com/legal/privacy-policy

We use Pinterest Save widget at our website to allow you to pin images to Pinterest from our webpages. These requests may track your IP address in accordance with their data privacy policy: https://policy.pinterest.com/en/privacy-policy

We use Buffer widget at our website to allow you to add our webpages to your Buffer account, which collects log data from your browser. This Log Data may include information such as your IP address, browser type or the domain at which you are interacting with the widget, in accordance with their privacy policy: https://buffer.com/privacy

We use Xing Share widget at our website to allow you to share our webpages on Xing and this let Xing collate data about you automatically by means of tracking, in accordance with their privacy policy: https://privacy.xing.com/en/privacy-policy

We use Reddit Badge widget at our website which may log information when you interact with the widget. This may include your IP address, user-agent string, browser type, operating system, referral URLs, device information (e.g., device IDs), pages visited, links clicked, user interactions (e.g., voting data), the requested URL and hardware settings, in accordance with their privacy policy: https://www.redditinc.com/policies/privacy-policy

We use StumbleUpon Badge widget at our website which may log information when you interact with the widget. Log Data is a form of Non-Identifying Information, in accordance with their privacy policy: http://www.stumbleupon.com/privacy

Privacy Policy Changes

Although most changes are likely to be minor, Budget Survival may change its Privacy Policy from time to time, and in Budget Survival’s sole discretion. Budget Survival encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a budgetsurvival.net account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.